Laying My Burden Down

I am scared. Life is full of ups and downs. One moment things seem to be fine. Then the next everything changes. In these moments writing has always been very therapeutic for me. Therefore, I am going to let my fingers do the talking today.

As I mentioned in an earlier post, Amanda and I have taken in a new foster child. This baby was born with the mosaic form of trisomy 18, which means some of his cells have three copies of chromosome 18 while other cells have two copies of chromosome 18. This defect in the cells can lead to a host of developmental problems. No one really knows precisely in which cells the chromosomal abnormalities are present.

Currently, Our Little Fighter’s only visible issue is a cleft lip, which makes feeding a little more difficult. His breathing is also a bit labored. However, he sleeps, poops, and pees just like any other baby. What scares me is that the prognosis for babies born with trisomy 18 is very poor. Only between 10-15% of children with this condition live past their first birthday.

Life has thrown a lot at us since December of 2019. That is when we first became foster parents. Shortly after that the world seemed to come to a standstill due to the COVID-19 pandemic. Through this period my work life has changed a lot. The office where I work has lost two employees to retirement. One transferred to another office. Three others left to pursue other careers. Then, this past Tuesday I found out the manager of my office opted for early retirement and was gone the same day. Needless to say, there is a lot of uncertainty in life at the moment.

I wish I could say I knew how to deal with all of this better. Fortunately, Amanda and I have great support from family and friends. However, the uncertainty remains. We have had our first foster child for over 2.5 years now. To us he is our’s. I love him like I never knew that I could. He is still a ward of the state officially, which scares me more than anything else. Any day he could leave us and be given back to his birth parents.

I have to put all of this in God’s hands. Mine are not big enough to carry this load. He is faithful and just. My head says to trust Him and His will. However, my flesh is so very weak. My middle name is Thomas for good reason. I am filled with doubt on a daily basis.

There is an old spiritual song that has been covered by musicians across several genres of music. I believe I first became aware of the song via a recording done by Mississippi John Hurt, a blues musician who passed away in the mid 1960’s. The song is about laying down the hardships of life now and focusing on the good that is yet to come, especially in a spiritual sense.

This is something I still struggle with on a daily basis. Just when I go to “lay my burden down” I pick it right back up again. Hopefully, one of these days I’ll truly realize my hands are not big enough and I’ll “lay all of my my burdens down.” I do believe better days are ahead.

Building a Career in Business: Tips for People With Disabilities

The following is a very informative article written by guest contributor, Ed Carter. Ed is a retired financial planner, who has his own site full of great information. Be sure to check out his website for more financial tips (ablefutures.)

Choosing a career path is always a bit of a struggle, but when you have a disability, there are several things to consider. Can you find a position that accommodates your disability? Can you access the education or training you need? And, most importantly, which career will bring you the most success and happiness in the long run? Having a disability shouldn’t stop you from thriving in the career of your dreams.

If you’re not quite sure which direction to take your professional life, consider a career in business! Want to learn more? Here are some great tips to help you enjoy success in the business world.

Why Consider a Career in Business?

A business career is an excellent option for people with disabilities. People with business credentials are always in high demand across a range of industries from media to healthcare, so you shouldn’t have any problems finding a business job that aligns with your needs and abilities. If you’re looking for a secure and stable job that will offer the flexibility you need, it doesn’t get much better than a career in business. Plus, you should be able to find work in almost any geographic location, switching between jobs is easy, and you will enjoy incredible opportunities for advancement! 

Pursue an Education

Before you can secure your position in the business world, you will need to earn your credentials. Earning a business degree is an obvious choice, but it’s not your only option! You could also pursue a degree in something similar, like accounting or information technology. It’s easy to earn your degree online and skip the hassle of commuting to college or navigating a classroom with a disability. 

If you want that traditional college experience, take advantage of tools that will make your education as accessible as possible. You will want to spend some time planning solutions for anticipated challenges, especially if you will live on campus. Self.com recommends finding out which support services are available to you through your school’s disability office and learning how to access mental health services on your campus. Self-care is key! 

Choose Your Professional Path

As mentioned earlier, there are many diverse work opportunities for people with degrees in business or IT. You can work in a variety of environments and industries. But how do you choose? The best advice we can give you is to go after a career that falls somewhere between your talents and interests. This could mean pursuing a challenging job with a high earning potential, a computer job you can do from home, a position that lets you hone your interpersonal skills in a social environment, or something else entirely!

The best path for you will depend on your unique needs and wants, so spend some time thinking about your strengths and what makes you feel happiest. For example, if you love working with people, a role in human resources or consulting might be perfect. If you have a creative flair, a job in marketing may suit you better. Have a knack for technology? Working in cybersecurity, IT consulting, data science, web development, network administration, QA services, or computer support might appeal to you. All of these jobs are incredibly accommodating for people with disabilities, and you can find work through online freelance platforms.

Get Your Foot in the Door

So you’ve chosen a career path and an education program. But how do you find your first job? And will your disability hurt your chances of landing that entry-level role or internship? First and foremost, make sure you understand your rights as you hunt for your first job. You are entitled to the same opportunities as people without disabilities and employers cannot discriminate against you for any reason. In fact, your employer is required to make any reasonable accommodations that will help you do your job!

Navigating the job hunt can present a number of hurdles for people with disabilities. Facing mobility issues when interviewing is a common one. If you require special accommodations for the interview, be sure to discuss this with the hiring manager before the big day. Alternatively, you may be able to persuade them to hold the interview over video chat! 

Launch Your Own Business

If finding the perfect job is proving difficult, consider creating a job for yourself by launching your own business. Self-employment is a very popular choice among people with disabilities. By running your own business, you get to work in a role that perfectly fits your interests and personal capabilities — and it offers you full control of your financial future!

Often, the hardest part about starting a business is coming up with a business idea. Keep it simple and stick to your talents! For example, if you enjoy IT or business management, consider becoming a professional consultant and helping other entrepreneurs run their businesses more effectively. If you like marketing, launch a marketing agency or sell your services on a freelance basis. Your options are endless! Don’t be afraid to play around with different business models until you find one that feels right for you.

Your disability should not hold you back from the career of your dreams. If your goal is to work in business, you have countless options and opportunities to consider! You could go after a corporate job, seek a remote role, become a freelancer, or launch your own business. Not sure where to start? Going to school online is a great place to discover your skills and interests so you can better map out your professional goals.

Whether you’re heading to university or you’re ready to start your dream job, make sure you have the accessibility tools you need to thrive.

Essential Tips for Someone With a Disability to Take Charge of Your Financial Future

The following is an article written by a guest contributor. His name is Ed Carter, a retired financial planner, who has his own site full of great information. Be sure to check out his website for more financial tips (ablefutures.org).

If you’ve ever been in a situation where money was tight, you know how it feels to try and make ends meet. This is a tough situation to be in, and one of the biggest issues with just getting by is that you can’t account for expenses that you’ll have later in life. Hopefully you’re in a better place than just getting by, but no matter what your current financial picture looks like, everyone can take steps to prepare their finances for the future.

Revisit Budgeting Basics

When you’re living with a disability, trying to make sense of benefits, healthcare, and accessibility needs can make your financial life complicated. We know how confusing it can be, but regardless of your age or stage in life, it’s always smart to revisit the fundamentals of setting a personal budget.

The main purpose of having a budget is to track your money and ensure you’re spending and saving wisely. Beyond that, everyone has their own personal reasons for setting a budget, and as Greenpath explains, whatever drives you will benefit you in the long run. You may want to set short-term goals, but it’s good to keep your primary focus on the long-term, especially when it comes to major expenses that could come up later in life, such as long-term care

While looking over your budget, it may be a good idea to determine whether it’s a good idea to refinance your mortgage. This can help free up some cash for any emergencies or expenses you may have.

When you’re considering these long-term needs, you’ll want to think about protecting your loved ones as well. If you have anyone who depends on you financially, you may have already gotten life insurance. However, in determining whether or not they need life insurance, too many people fail to consider the burden of final expenses.

Getting final expense insurance is an easy way to relieve that burden by making sure your family could cover the costs of your funeral, medical bills, and even other debts. Like with any other type of insurance, the amount of coverage you should buy is determined by the expenses it needs to cover, so you should think about factors like the type of final arrangements you want and other expenses you foresee leaving behind.

Create a Smart Savings Plan

A large part of your budget is determined by income and expenses, but when your goal is to be prepared for the future, any surplus should go into a savings account. Even if you’re just getting started, U.S. News explains how easy it is to build savings by automatically diverting a portion of each paycheck into your savings account. We also love this simple tip from America Saves: create a savings plan! While this may sound overly simple, they report that those who have a plan are twice as successful at actually saving than those who desire to save but don’t have a plan.

Another crucial piece of advice for anyone who has a disability is to take advantage of ABLE savings accounts. Getting an ABLE account allows you to set aside tax-deferred savings without losing access to government benefits. ABLE savings also allow you to maintain autonomy over your own account, which makes it an excellent tool for taking charge of your financial future.

Seek Out the Best Resources

The other important thing to remember is that you don’t have to do it all on your own. An easy solution is to get the help of a financial planner, but the web is full of helpful resources too. For example, the U.S. Department of Labor has tips for making the transition from receiving disability benefits to employment.

There may be times in life when we find ourselves just getting by, but you have so much to gain by being proactive with your finances. Don’t wait to set a budget, build your savings, and take advantage of all opportunities. Your future self will thank you for putting in the effort today!

Hello Again…

It has been quite some time since my last post. I just haven’t felt like writing for some reason. Perhaps, life has just been too hectic, or maybe I just have been a bit lazy. Sometimes, it is difficult to just stop and take stock of the things going on around you.

Life can seem fairly monotonous. Working from home, as I have been doing for over a year, has added to this feeling. Things seem to be slowy getting back to “normal.” I have returned to my office a few days a week. This has brought back some much needed structure to my life. Staying home everyday to work while I am in my pajamas didn’t seem to give me much of a purpose.

A lot has changed within the last year. Baby Boy is now walking and saying a few words, such as “dad.” Being a dad is such a wonderful experience. I have learned a lot about myself. In addition, I think I have learned the entire catalog of “Wiggles” songs. YouTube and Netflix come in handy when you are quarantined.

Amanda and I have been blessed with so much good. Despite, challenges related to health, 2020 was a very prosperous year. It is hard to believe that we are almost halfway through 2021. God has been good to us, even when we have not taken notice.

I look forward to seeing what the rest of the year holds. We will be taking a family vacation to Florida in June. I am excited to see Baby Boy play on the beach. I’m wondering what his reaction will be when he first sees the Gulf of Mexico. I’m sure we will build some sandcastles. Well, I’ll build and he will sit on them halfway through their construction.

Looking at life through the eyes of a little one has given me a new perspective. Everything is new and exciting. Nothing is left untouched. Everything has to be tasted, even cat food. Maybe life is not so monotonous after all. How can it be when every day is a new experience?

Progress?

Today marks the 30th anniversary of the passage of The Americans with Disabilities Act (ADA). This legislation gave equal rights to those with disabilities with respect to employment, transportation, public accommodations, government services, and telecommunications. I was 13 years old when the ADA became law. At that time I was too young to understand the importance of its passage.

I’m not a political activist. In fact, I shy away from politics as much as I can. Especially, today when there is so much that divides us as a nation. Likewise, I have always been a person that has adapted to my environment quite well. Therefore, when I was younger I did not feel impacted too much by having limited access to places and things.

I guess you could say I was used to living in a world that wasn’t made for a person like me. Moreover, for many years I felt I was too “normal” to fit within the disabled world, while being just disabled enough that I could never be totally accepted as “normal.”

As I have gotten older my mobility has decreased somewhat. With this I have come to realize just how important the ADA is for people with disabilities. Looking back it seems odd that a law like this was even necessary. Furthermore, the fact that it was passed just 30 years ago today is baffling. There are still far too many places that are inaccesible to those with disabilities. Likewise, according to recent data compiled by the U.S. Bureau of Labor Statistics, those with disabilities are still much less likely to be employed than those who are not disabled.

Working in social services I speak with many who are too disabled to work. Access to services for these individuals is often quite limited. I believe that those with disabilities are still often marginalized. Are those who are able-bodied fearful of those who are different? I believe many are, but I think there is more to the story as well.

People with disabilities need to advocate for themselves. For too long many of us have been silent. I include myself in this group. Relying on “big government” to cure what ails society is not the answer. We live in a time when a majority of politicians are more worried about mudslinging than they are in representing those who elected them. Yes, you can make your voice heard at the ballot box. However, you can also make your voice heard through social media, getting involved with an advocacy group, or work to educate those around you about the daily struggles those with disabilities face.

Living with a disability often means you feel as if you don’t belong. The world was made for those who can walk and talk without any difficulties. Barriers exist in everyday life that don’t exist for those who are “normal.” I wonder where we will be 30 years ago from now?

If I Could Be Like Mike

Last night I finished watching “The Last Dance.” This is a documentary miniseries co-produced by ESPN Films and Netflix. This 10-part series centers on the career of Michael Jordan. In particular, the film focuses on Jordan’s final season with the Chicago Bulls.

For those of you who may not know who Michael Jordan is, he was a professional basketball player who is considered by many to be the greatest to have ever played the game. He was a person that I idolized when I was younger. I was fortunate enough to meet him when I was 12 years old. This was a thrill of a lifetime.

Watching “The Last Dance” for me was a particular treat, as it brought back many of the memories that I have of watching the Chicago Bulls in the 1990’s. They were an exciting team to watch. I feel lucky to have seen them play live at the Chicago Stadium before it demolished in 1995. The stadium was aptly nicknamed “The Madhouse on Madison.” This is perhaps the loudest place I have ever been.

It held just a little over 18,000 people for basketball games, which is quite small compared to the stadiums of today. However, when the Bulls were playing the building shook as fans stomped their feet and roared with excitement. There were times when it seemed as if the place might just crumble into a heap as a result of the noise coming from the crowd. I relived some of this excitement as I watched “The Last Dance.” I also felt proud to be a fan once again.

Michael Jordan is human being. He has faults, as we all do. He has been criticized by some for his overly-competitive nature. It is true that he was cruel to some of his teammates and competitors. However, I appreciate the drive that he had. He sought perfection in everything that he did. This is something that I admire. It is a quality that I long to see in myself at times. I’d like to be driven enough to eat healthier, to exercise as I should, and to practice other habits that I know would improve my quality of life.

I am aware that it is unhealthy to compare yourself to others. However, I think we can look at others and learn from the examples they have set. Michael Jordan was focused on excellence in his professional life. He worked on improving his skills every day. This is something that I think we all can do. Jordan has not always been successful at everything he has tried. For instance, his foray into professional baseball lasted only a short time. Despite these failures, Michael Jordan never stopped striving to become better.

Despite his faults, Michael Jordan is someone that I look to as a hero. He played his sport to the best of his ability. Furthermore, he drove others to perform at their highest level. I find that inspiring.

A Day in the Life

I work in social services. As you might imagine that puts me in touch with dozens of people on a daily basis. Since the end of March I have been working from home. This means that all of my interactions with other people take place over the phone. If you’d have told me five years ago that my work would involve speaking to others on the phone all day, I would have called you crazy.

I’ve never really enjoyed talking on the phone. If I am going to have a conversation with someone, I’d much prefer it to be in person. I think this is because I like to be able to read body language. Plus, most of the time it is easier to communicate in person.

Many of the people I speak with on a daily basis don’t realize just how hard it can be to hear them. For instance, I hear all kinds of background noises, such as flushing toilets, barking dogs, screaming babies, and blaring televisions. I think I might have even heard someone trying to land a helicopter in their backyard once.

It is no surprise then that I often have to have the individuals with whom I speaking repeat much of what they say. This usually elicits an impatient response that is delivered at the speed of sound. For instance, just today I was interviewing someone and was unable to hear their response. They sarcastically spelled out the word using military lingo, such as “zero,” “tango,” “charlie,” and “alpha.” I was tempted to use some military jargon of my own and pretend to send in a team of commandos to apprehend “Mr Zero Tango Charlie Alpha.” However, I refrained and continued on as politely as I could.

Perhaps, one of the things that annoys me the most about speaking to others over the phone is how they just do not listen. I can answer a call, give the person my name and where my office is located. The first question out of their mouth is “where are you located?” I feel like telling them that I am in a call center located deep beneath the Pentagon. However, again I am polite and will repeat the information that I just gave them.

Working with the public can be a challenge. However, it also has its rewards. There are people who are very thankful for the services that I provide to them. I am happy to say that I have far more positive interactions with others, than I do the negative. It gives me hope that we have not completely lost our humanity.

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